A man brought from Hungary to the United Kingdom claimed to have suffered damages resulting from his employment in a situation equivalent to modern slavery, suffered mental injuries, and amputated one leg of the plaintiff. bottom.
However, the judge said the HLB’s failure to disclose the use of trafficked labor and the misrepresentation of wage costs gave insurers a misleading situation in their employment practices.
“MP has never tried to limit the right of insurers to ignore nondisclosure agreements or extend the rights of third parties to allow policyholders to make claims where they cannot.” Mei wrote.
read more: Traffickers who put victims of insurance fraud in jail
HLB went bankrupt in 2015. A year later, the owner was imprisoned after authorities discovered that he had hired a trafficked worker. Workers filed a proceeding in 2017, but the High Court dismissed their proceeding in 2020.
The petitioner’s lawyer argued that the UK government’s goal of compensating for victims of trafficking should influence the Financial Conduct Authority’s (FCA) rules regarding who is considered a policyholder. ..
However, insurance company lawyers argued that the FCA rules did not give third parties the right to claim compensation and that “there is no special isolation for victims of trafficking.” The risks they faced. “
The judge agreed with this and wrote:
She added that existing rules state that men can only claim HLBs, and that insurance companies are not entitled to pay men’s claims as they can avoid paying company claims.